Posted On: May 14, 2010 by Scott Sagaria

Asset List for Bankruptcy

A Sacramento bankrutpcy attorney comments on listing your assests when filling bankrupty

Any asset that is scheduled in your bankruptcy petition will revest to your possession when the case is closed. But an unscheduled asset does not revest and could prevent the denial of your discharge. Worse consequences can happen if the omission was intentional. Your bankruptcy attorney needs to make sure that all assets both tangible and intangible are listed. Accrued earnings are owed to a filer and hence not tangible. Most filers are not paid daily and there is usually a delay between the end of a pay period and pay day. On any given day an employee may be owed money for work performed but not yet paid for. The amount owed in proportion to the number of unpaid days worked needs to be listed as an asset on your bankruptcy schedules.

Real estate brokers may have thousands of dollars in commission in escrow but not paid for it until halfway through their bankruptcy. The amount of commission expected should be listed prior to filing. Failure to recognize accrued income as an asset puts the asset as risk of liquidation and thereby defeating the whole reason to file bankruptcy with an attorney.

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