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Posted On: July 23, 2010 by Scott Sagaria

When to Hire a Chapter 13 Lawyer

When to Hire a Chapter 13 Lawyer

When should I hire a Chapter 13 Lawyer?
A Chapter 13 lawyer should be hired when creditors have obtained judgment against you and Chapter 7 is unavailable because you’ve filed and received a Chapter 7 discharge within the past 8 years.

Chapter 13 also can act like an offer of compromise if you want to pay your taxes off at 0% over three to five years at 1/36th and 1/60th of the tax debt each month respectively.
Chapter 13 can also cure any late payments on financed items about to be repossessed whether it be a house, car or furniture. The Chapter 13 plan would require the filer to pay the ongoing monthly installment payment and fractional dividend of the total late payments each month.

Common to all Chapter 13 bankruptcies is the payment plan aspect of the attorney fees. Part to all of the attorney fees can be paid over three to five years! This attorney tends to go half up front and half paid over the term of the plan.

Keep in mind that for each dollar of debt paid by the trustee is the addition of 10 cents which goes to fund the trustee’s operations.

If you have questions regarding Bankruptcy in Sacramento please contact us at (916) 492-6020 in Sacramento or (916) 724-1690 in Roseville for a free consultation or visit www.bkanswers.com and we can connect you with one of our experienced Sacramento Bankruptcy Attorneys. After you have spoken with one of our Sacramento bankruptcy attorneys, we can schedule you for a free face to face appointment in an office location nearest you. Our team of Sacramento Bankruptcy Lawyers can assist you with all aspects of your bankruptcy or legal debt settlement case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, or would like to learn more about bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment, asset protection, discharging a debt, etc. we can help! We have bankruptcy attorneys located throughout California and Oregon who can assist you with all of your debt resolution questions. Please feel free to complete our free online bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy. We look forward to hearing from you, Sacramento and Roseville!


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