Posted On: September 7, 2010

I Received a Foreclosure Notice, What Do I Do?

A Sacramento bankruptcy attorney address this important foreclosure issue:

I Received a Foreclosure Notice, What Do I Do? Upon receiving a foreclosure notice the borrowers should realize that foreclosure fees have been added the to the total amount of all late payments.

A foreclosure may be halted if the borrower can repay the total amount of delinquency. The borrower is likely received money from under the Home Affordable Modification Program and may be compelled give the borrower a modification. The modification is typically a recapitalization agreement where the delinquency is moved and spread over the total loan amount. The payments are typically higher if the term of the loan remains the same. The lender may extend the term to 40 years from the traditional 30 year term.

If you have questions regarding bankruptcy in the greater Sacramento area , please contact our Sacramento Bankruptcy Attorneys at (916) 492-6025 or (1800) 941-6730 for a free consultation or visit www.sagarialaw.com and request a free face to face appointment in a Bankruptcy Law Firm office location nearest you. Our team of Bankruptcy Lawyers, Bankruptcy Client Care Specialists and Bankuptcy staff supporting Sacramento and Roseville consumers in debt can assist you with all aspects of your bankruptcy or bankruptcy litigation case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, or would like to learn more about bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment, asset protection, discharging a debt, etc. we can help! We have bankruptcy attorneys located throughout California and Oregon who can assist you with all of your debt resolution questions. Please feel free to complete our free online bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy. We look forward to hearing from you, Sacramento and Roseville!

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