Posted On: December 8, 2010

Bankruptcy and Foreclosure

A Sacramento bankruptcy attorney explains bankruptcy and the foreclosure process.

Learn about bankruptcy and foreclosure before you take the next step. Bankruptcy and foreclosure are two of the most important financial steps anyone can take. The effects of either one can affect you up to ten years. Either one of these can affect you getting credit if you need to buy a car or another home. Taking these steps requires you to really think about the outcome.

Can I keep my home if I file bankruptcy? Yes you can keep your home if you file bankruptcy. You must be current in your payments to the lender. The bank cannot foreclose on your just because you are going through bankruptcy. As long as you are current, then you can keep your home. Your Bankruptcy Attorney can explain how the laws work.

Can I let my home go back to the bank during foreclosure? Yes, you have that option. If you are unable to make your payments, you can let the bank foreclose on your home. Consult a bankruptcy attorney regarding your options during bankruptcy and foreclosure proceedings. They can advise you what is in your best interest. If you let your home go to foreclosure, you may not be able to qualify for a loan to purchase a home for a few years.

If you have a question regarding bankruptcy in the greater Sacramento area please contact us at 916.792.6025 or for a free consultation or visit consumers in debt can assist you with all aspects of your bankruptcy or bankruptcy litigation case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, or would like to learn more about ankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment, asset protection, discharging a debt, etc. we can help! We have bankruptcy attorneys located throughout California and Oregon who can assist you with all of your debt resolution questions. Please feel free to complete our free online bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy. We look forward to hearing from you, Sacramento and Roseville!

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If the courts do not accept your bankruptcy filing because of an error on our part, we will refund 100% of your money, including the filing fee!

At Sagaria Law, PC we want to guide you on the path to financial freedom and realize this is not an easy task for most. We respect your devotion to better your circumstances even with financial hardship and thus are willing to guarantee that if you retain us, we will do everything we can, legally and ethically, to help you become debt-free.

The Fine Print

The Sagaria law guarantee covers everything that a bankruptcy law firm produces in order to successfully complete a bankruptcy filing. We guarantee that it will be done in a manner that is accepted for filing with the bankruptcy clerk's office.

There may be reasons beyond our control that may cause a case to be dismissed. Therefore, the 100% Money-Back Guarantee does not guarantee;

  1. That you will receive a discharge.
  2. That you will receive a discharge of all debts or of any particular debt.
  3. That your case won't be dismissed for reasons not related to the paperwork being accepted for filing.
  4. That you, our client, will successfully complete all of your obligations including accurate disclosure of debts, completing your forms on time and attending your 341 meeting as scheduled.
  5. That you will not lose assets in chapter 7, or that creditors won't successfully argue for the repossession of collateral in chapter 13.
  6. That you will not encounter challenges of any kind to your bankruptcy case.

Take advantage of this offer. Get started now by completing your FREE online bankruptcy evaluation, accessible from our home page.

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