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Posted On: March 26, 2011 by Scott Sagaria

Bankruptcy and California Foreclosure Evictions

The state of California has one of the highest rates of eviction due to foreclosure in the country. If you are facing a California foreclosure, chances are you will be evicted. Many home owners apply for a loan modification, or pray for a short sale opportunity, but they eventually find themselves becoming a California foreclosure statistic.

If government modification programs and short sales are not the answer, than what is?

Home owners have an option to file for bankruptcy protection and save their home. When a person files Chapter 13 bankruptcy, the court will restructure all of their debts, including their mortgage, into an affordable monthly repayment plan. Once the petition for bankruptcy has been filed, the home owner is safe from eviction until the bankruptcy case has been determined. 

Once you are approved for a Chapter 13 bankruptcy, your home is protected from foreclosure, and you are safe from an eviction. You will need to make the payments to the court each month to remain in good standings. After the repayment period is over, you will assume regular payments on your mortgage again.

If you have a question regarding Bankruptcy in Sacramento please contact us at 1800.941.6730 and we can connect you with one of our experienced California Bankruptcy Attorneys . Sagaria Law can assist you with all aspects of your bankruptcy case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, lien stripping , a cram down, stopping a foreclosure or wage garnishment, asset protection, discharging debt, etc. we can help! We have bankruptcy attorneys located throughout California and Oregon who can assist in all of these important areas. Please complete our free bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy.

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Posted In: Bankruptcy Code

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If the courts do not accept your bankruptcy filing because of an error on our part, we will refund 100% of your money, including the filing fee!

At Sagaria Law, PC we want to guide you on the path to financial freedom and realize this is not an easy task for most. We respect your devotion to better your circumstances even with financial hardship and thus are willing to guarantee that if you retain us, we will do everything we can, legally and ethically, to help you become debt-free.

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The Sagaria law guarantee covers everything that a bankruptcy law firm produces in order to successfully complete a bankruptcy filing. We guarantee that it will be done in a manner that is accepted for filing with the bankruptcy clerk's office.

There may be reasons beyond our control that may cause a case to be dismissed. Therefore, the 100% Money-Back Guarantee does not guarantee;

  1. That you will receive a discharge.
  2. That you will receive a discharge of all debts or of any particular debt.
  3. That your case won't be dismissed for reasons not related to the paperwork being accepted for filing.
  4. That you, our client, will successfully complete all of your obligations including accurate disclosure of debts, completing your forms on time and attending your 341 meeting as scheduled.
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