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Posted On: April 4, 2011

The Face of California Foreclosure

The California foreclosure crisis has affected nearly every family of every economic background in the state. People that have not faced foreclosure themselves have watched family members and neighbors forced from their homes from the inability to pay their mortgage. The California foreclosure crisis has its roots in high unemployment and low economic stability. It affects homes in every city and county. It crosses all barriers of ethnic background, financial standings and political beliefs.

The foreclosure crisis has been an ongoing problem in the state for the last three years. Currently the state is ranked as one of the top three states in the nation for escalating foreclosures. Loan modification programs and short sale opportunities do not seem to have the desired effects on the Californian economy as hoped.

So what can you do to protect your home from a California foreclosure?

There is an option that is not well known, that will allow you to restructure your debt and keep your home. It is Chapter 13 reorganization bankruptcy. This type of proceeding will allow you to restructure your mortgage, as well as your other debt, into a manageable monthly payment. 

Bankruptcy is a choice that everyone can make to keep their home. You do not have to be at the mercy of the banks or wade through the long lines of bureaucracy. You can talk to a bankruptcy attorney and save your home by filing Chapter 13 reorganization.

If you have a question regarding Bankruptcy in Sacramento please contact us at and we can connect you with one of our experienced California Bankruptcy Attorneys . Bankruptcy Law Firm can assist you with all aspects of your bankruptcy case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, lien stripping , a cram down, stopping a foreclosure or wage garnishment, asset protection, discharging debt, etc. we can help! We have bankruptcy attorneys located throughout California and Oregon who can assist in all of these important areas. Please complete our free bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy.

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