August 6, 2010

Will I go to Bankruptcy court?

A Sacramento bankruptcy attorney answers this common debtor concern: Will I go to Bankruptcy court?

Assuming An Attorney Filed Your Case, Bankruptcy Court Is Required In The Following Situations:

• Reaffirmations entered into without the approval of your attorney.

In a Chapter 7, a lender with a security interest in your property will require a reaffirmation agreement. Security interests are created for collateral such as cars, gyms, furniture, etc… If you’ve chosen the option to reaffirm then the lender will send your attorney a reaffirmation agreement. Most attorneys do not like reaffirmation agreements because it cuts against the reason for filing for bankruptcy – getting rid of your debt forever. If the attorney does not sign it then they will send the reaffirmation agreement to you to fill out. If you submit the agreement to the lender they will file it and the Court will set a reaffirmation agreement to determine whether the agreement is in your best interest.

There may be other court hearings but those require the attorney’s presence. Attendance is optional by the client.

If you have questions regarding Bankruptcy in Sacramento please contact us at (916) 492-6020 in Sacramento or (916) 724-1690 in Roseville for a free consultation or visit www.bkanswers.com and we can connect you with one of our experienced Sacramento Bankruptcy Attorneys. After you have spoken with one of our Sacramento bankruptcy attorneys, we can schedule you for a free face to face appointment in an office location nearest you. Our team of Sacramento Bankruptcy Lawyers can assist you with all aspects of your bankruptcy or legal debt settlement case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, or would like to learn more about bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment, asset protection, discharging a debt, etc. we can help! We have bankruptcy attorneys located throughout California and Oregon who can assist you with all of your debt resolution questions. Please feel free to complete our free online bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy. We look forward to hearing from you, Sacramento and Roseville!

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June 18, 2010

Who is the Bankruptcy Judge for the City of Sacramento?

A Sacramento bankruptcy attorney informs Sacramento on the bankruptcy judges for the city of Sacramento...

For Sacramento, there are four bankruptcy judges. The Chief Bankruptcy Judge is Christopher M. Klein. He presides over Chapter 7 and Chapter 11 filings.

The other Bankruptcy Judges are Thomas C. Holman who handles Chapter 7, Chapter 11, and Chapter 13 filings; Ronald H. Sargis who hears Chapter 7, Chapter 11, and Chapter 13 filings; and Michael S. McManus who handles Chapter 7 and Chapter 11, and Chapter 12 filings. Judge McManus is also bankruptcy judge assigned to the Chapter 9 filing of Vallejo.
Bankrutpcy Judge Robert S. Bardwill now presides over Chapter 7, Chapter 11, and Chapter 13 filings in the Stockton and Modesto areas.

All four bankruptcy judges have their chambers in the Robert Matsui Federal District Court located in Sacramento.

If you have questions regarding Bankruptcy in Sacramento please contact us at (916) 492-6020 in Sacramento or (916) 724-1690 in Roseville for a free consultation or visit www.bkanswers.com and we can connect you with one of our experienced Sacramento Bankruptcy Attorneys. After you have spoken with one of our Sacramento bankruptcy attorneys, we can schedule you for a free face to face appointment in an office location nearest you. Our team of Sacramento Bankruptcy Lawyers can assist you with all aspects of your bankruptcy or legal debt settlement case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, or would like to learn more about bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment, asset protection, discharging a debt, etc. we can help! We have bankruptcy attorneys located throughout California and Oregon who can assist you with all of your debt resolution questions. Please feel free to complete our free online bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy. We look forward to hearing from you, Sacramento and Roseville!

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100% Money-Back Guarantee from Sagaria Law

If the courts do not accept your bankruptcy filing because of an error on our part, we will refund 100% of your money, including the filing fee!

At Sagaria Law, PC we want to guide you on the path to financial freedom and realize this is not an easy task for most. We respect your devotion to better your circumstances even with financial hardship and thus are willing to guarantee that if you retain us, we will do everything we can, legally and ethically, to help you become debt-free.

The Fine Print

The Sagaria law guarantee covers everything that a bankruptcy law firm produces in order to successfully complete a bankruptcy filing. We guarantee that it will be done in a manner that is accepted for filing with the bankruptcy clerk's office.

There may be reasons beyond our control that may cause a case to be dismissed. Therefore, the 100% Money-Back Guarantee does not guarantee;

  1. That you will receive a discharge.
  2. That you will receive a discharge of all debts or of any particular debt.
  3. That your case won't be dismissed for reasons not related to the paperwork being accepted for filing.
  4. That you, our client, will successfully complete all of your obligations including accurate disclosure of debts, completing your forms on time and attending your 341 meeting as scheduled.
  5. That you will not lose assets in chapter 7, or that creditors won't successfully argue for the repossession of collateral in chapter 13.
  6. That you will not encounter challenges of any kind to your bankruptcy case.

Take advantage of this offer. Get started now by completing your FREE online bankruptcy evaluation, accessible from our home page.

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