http://www.sacramentobankruptcylawyersblog.com/ Published by Scott Sagaria en-us 2011-08-16T12:33:34-08:00 http://www.sacramentobankruptcylawyersblog.com/2011/08/what_are_the_steps_for_home_fo.html Whenever a home foreclosure is filed in Sacramento, there is a particular set of steps that will occur. The first step requires the lender to file a Notice of Default with the County Recorder. A notice of the filing... Foreclosure Scott Sagaria 2011-08-16T12:33:34-08:00 http://www.sacramentobankruptcylawyersblog.com/2011/07/key_information_on_bankruptcy.html Bankruptcy is an option that should only be used when all other avenues have been explored. If there is no way to get out of debt then it can possibly help. If you can no longer pay minimum payments... California Bankruptcy Scott Sagaria 2011-07-28T12:35:36-08:00 http://www.sacramentobankruptcylawyersblog.com/2011/07/how_to_use_bankruptcy_to_save.html Common Questions Regarding Bankruptcy And Foreclosure Many people are confused about the types of bankruptcy available to them, and whether or not a bankruptcy can stop foreclosure. Here are some common questions and answers for those considering bankruptcy. Q. Can... Foreclosure Scott Sagaria 2011-07-16T12:34:42-08:00 http://www.sacramentobankruptcylawyersblog.com/2011/04/how_to_stop_foreclosure_by_fil.html In case you have become delinquent with your home loan payments and are unable to bring the loan current, you could be facing foreclosure from your lender. Should you be unable to arrive at a binding agreement with your bank,... Foreclosure Scott Sagaria 2011-04-23T12:41:27-08:00 http://www.sacramentobankruptcylawyersblog.com/2011/04/seven_common_mistakes_with_hom.html There are seven main mistakes when it comes to buying a Home Foreclosure. First mistake is assuming that all home foreclosures are good deals because they are not. Most are in foreclosure for a reason so it is best you... Foreclosure Scott Sagaria 2011-04-22T08:30:10-08:00 http://www.sacramentobankruptcylawyersblog.com/2011/04/what_state_is_leading_the_nati.html Nevada continues to be the leading state in home foreclosures. Nevada reached a record high in 2008 and has continued this trend for the last 3 years. On the other hand Ohio has the lowest home foreclosure rate. The difference... Foreclosure Scott Sagaria 2011-04-20T08:30:56-08:00 http://www.sacramentobankruptcylawyersblog.com/2011/04/prevent_eviction_and_home_fore.html Financial problems happen to everyone, most of the time these problems are caused by outside circumstances, such as a lay-off or a pay cut. When you own a home, these financial problems can lead to a home foreclosure if not... Foreclosure Scott Sagaria 2011-04-18T08:35:49-08:00 http://www.sacramentobankruptcylawyersblog.com/2011/04/how_to_take_advantage_of_home.html Over the past few years, the rate of mortgage defaults and foreclosures has reached an all-time high. While being foreclosed on will often be disastrous for your credit and cause you to lose your home, there are several ways you... Foreclosure Scott Sagaria 2011-04-16T08:30:33-08:00 http://www.sacramentobankruptcylawyersblog.com/2011/04/personal_bankruptcy_increase.html There are many reasons for the personal bankruptcy increase. The biggest reason is we are in the worst recession the United States has seen in many years Layoffs or working fewer hours have made it difficult for some people to... California Bankruptcy Scott Sagaria 2011-04-15T08:31:18-08:00 http://www.sacramentobankruptcylawyersblog.com/2011/04/help_for_california_foreclosur.html The most important person who can help with California foreclosure is you. You cannot sit and do nothing hoping everything will just get better. You must take action, and do it as early on as possible. Your first decision is... Foreclosure Scott Sagaria 2011-04-13T08:30:18-08:00