November 30, 2010

Where is the Bankruptcy Trustee Office?

A Sacramento bankruptcy attorney explains the location of the bankruptcy trustee office.

The bankruptcy trustee office varies depending on where a person lives. Most of the offices are contained in larger cities, although this is not always the case. A person must meet with the trustee in the office that is closest to the area in which he resides. A bankruptcy trustee office will, unsurprisingly, be in a bankruptcy court. While this may not make it convenient for people who do not live in or near the city where the court is, combining the locations simply make sense. Rental or building costs do not matter as much when offices can be shared.

The bankruptcy trustee will conduct the meetings with a person's creditors in this office. He will work out arrangements that work for both parties and he will oversee the payment of the debtor. When the time comes, he will also discharge the debts at the end of the bankruptcy period, whether or not they have been fully paid. The bankruptcy trustee's office does not usually receive payments, because these officials are not representatives of a consumer credit counseling service or hired representatives of a commercial debt relief program.

Please do not hesitate to contact us at our Sacramento office by calling 916.792.6025 or for your debt resolution needs. You can receive a free consultation over the phone, or request a free in person appointment at a Bankruptcy Law Firm office nearest you. Please visit our website at www.sagarialaw.com and fill out a free online evaluation form to determine if you are a qualified candidate for bankruptcy. Bankruptcy Law Firm's team of bankruptcy lawyers, bankruptcy client care specialists and bankruptcy staff at Sacramento can assist you with all aspects of your bankruptcy case. We at Bankruptcy Law Firm can assist you regarding filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment, asset protection, discharging a debt, etc. and we are happy to help! Our bankruptcy attorneys located throughout California and Oregon can assist you with your bankruptcy questions.

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November 1, 2010

What is a Bankruptcy Trustee's Job?

A Sacramento bankruptcy attorney explains the role of a bankruptcy trustee.

A bankruptcy trustee is a person who oversees the procedures of how assets are allocated when it comes to a bankruptcy procedure. In a bankruptcy trustee job, the trustee will take assets that are able to be liquidated and take the monies that come from the liquidation and distribute it to the creditors of the debtor.

A bankruptcy trustee is also used as mediator between two parties, most commonly the creditor and debtor. They are used to make the bankruptcy process and procedure a lot smoother for both parties. In order to get a bankruptcy trustee job, a person must apply through the Justice Department's US Trustee Program. Applicants must have a college degree and or at least 5 years of experience in the related field. An applicant must pass a background check and also must have not filed for bankruptcy themselves within the last 7 years. They also must be able to post bonds on any bankruptcy they may be assigned to. This insures that they some kind of cover for the bankruptcy value in case if something happens to go wrong.

If you have questions regarding bankruptcy in the greater Sacramento area , please contact our Sacramento Bankruptcy Attorneys at (916) 492-6025 or (1800) 941-6730 for a free consultation or visit www.sagarialaw.com and request a free face to face appointment in a Bankruptcy Law Firm office location nearest you. Our team of Bankruptcy Lawyers, Bankruptcy Client Care Specialists and Bankuptcy staff supporting Sacramento and Roseville consumers in debt can assist you with all aspects of your bankruptcy or bankruptcy litigation case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, or would like to learn more about bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment, asset protection, discharging a debt, etc. we can help! We have bankruptcy attorneys located throughout California and Oregon who can assist you with all of your debt resolution questions. Please feel free to complete our free online bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy. We look forward to hearing from you, Sacramento and Roseville!

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October 28, 2010

Five Things Not To Do With Your U.S. Bankruptcy Trustee

A Sacramento bankruptcy attorney tells you 5 things you should never do with your US Bankruptcy Trustee.

Due to the unfortunate economic state and the rise in unemployment, bankruptcy is also rising. Your Bankruptcy Trustee is appointed by the courts to administer the debtor's estate. The trustee will look at your total financial picture.

1. Lie- Never lie or try to deceive the bankruptcy trustee, the cost of being caught is entirely too high. You may spend up to 5 years in jail if convicted of fraud in a US bankruptcy case.

2. Hide Assets- Never try to move property to another family member or friend’s name. Anything transferred within the last 2 years needs to be reported to the Bankruptcy trustee.

3. Skip Appointments- You must attend every court hearing scheduled; failing to do so may result in your bankruptcy being discharged.

4. Hide that you paid off family members first- All debts paid must be disclosed to the bank trustee, not doing so my result in your US bankruptcy being discharged.

5. Not providing all documentation- The bankruptcy trustee will need all documentation requested in order to settle your case.

Please do not hesitate to contact us at our Sacramento office by calling 916.792.6025 or for your debt resolution needs. You can receive a free consultation over the phone, or request a free in person appointment at a Bankruptcy Law Firm office nearest you. Please visit our website at www.sagarialaw.com and fill out a free online evaluation form to determine if you are a qualified candidate for bankruptcy. Bankruptcy Law Firm's team of bankruptcy lawyers, bankruptcy client care specialists and bankruptcy staff at Sacramento can assist you with all aspects of your bankruptcy case. We at Bankruptcy Law Firm can assist you regarding filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment, asset protection, discharging a debt, etc. and we are happy to help! Our bankruptcy attorneys located throughout California and Oregon can assist you with your bankruptcy questions.

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August 4, 2010

U.S. Bankruptcy Trustee Deadlines

A Sacramento bankruptcy attorney sites Three Important Deadlines With U.S. Bankruptcy Trustee For Any New Filing

Deadline 1:
A credit counseling course approved by the U.S. Department of Justice is required to be completed within 6 months before the date you file. This course can be done on the day you file but not after.

Deadline 2:
A financial management course taken after you file. It can be taken anytime after you file and 45 days after the meeting of creditors. If the course is not taken and your case is closed then no discharge is entered. The case will have to be reopened and the certificate of completion filed. This will require additional attorney fees and court costs.

Deadline 3:
First Meeting of Creditors
This meeting is set to be held no fewer than 20 and no more than 40 days after filing. In a chapter 12 family farmer's debt adjustment case, the United States trustee shall call a meeting of creditors to be held no fewer than 20 and no more than 35 days after filing. In a chapter 13 individual's debt adjustment case, the United States trustee shall call a meeting of creditors to be held no fewer than 20 and no more than 50 days after the bankruptcy filing.

If there is an appeal from or a motion to vacate the order for relief, or if there is a motion to dismiss the case, the United States trustee may set a later date for the meeting. The meeting may be held at a regular place for holding court or at any other place designated by the United States trustee within the district convenient for the parties in interest. If the United States trustee designates a place for the meeting which is not regularly staffed by the United States trustee or an assistant who may preside at the meeting, the meeting may be held not more than 60 days after filing.

If you have questions regarding Bankruptcy in Sacramento please contact us at (916) 492-6020 in Sacramento or (916) 724-1690 in Roseville for a free consultation or visit www.bkanswers.com and we can connect you with one of our experienced Sacramento Bankruptcy Attorneys. After you have spoken with one of our Sacramento bankruptcy attorneys, we can schedule you for a free face to face appointment in an office location nearest you. Our team of Sacramento Bankruptcy Lawyers can assist you with all aspects of your bankruptcy or legal debt settlement case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, or would like to learn more about bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment, asset protection, discharging a debt, etc. we can help! We have bankruptcy attorneys located throughout California and Oregon who can assist you with all of your debt resolution questions. Please feel free to complete our free online bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy. We look forward to hearing from you, Sacramento and Roseville!

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July 15, 2010

Who Does the US Trustee Work For?

A Sacramento bankruptcy lawyer answers this: Who Does the US Trustee Work For?

The US Trustee is a public official whose responsibility is to ensure that the public interest is being served by the proper administration of all bankruptcy cases. The US Trustee is a branch of the Department of Justice. The Department of Justice is organized under the executive branch of our government. Therefore the President is the US Trustee’s boss.

Our President’s imprint manifested itself when all the trustees were required to use US Trustee approved translators. Prior practice involved filers bringing a friend to help translate.

Because the US Trustee is an independent official the Bankruptcy Court can confine itself to a judicial role while leaving administrative oversight to an impartial party. The US Trustee has no influence on the Bankruptcy Court.

If you have questions regarding Bankruptcy in Sacramento please contact us at (916) 492-6020 in Sacramento or (916) 724-1690 in Roseville for a free consultation or visit www.bkanswers.com and we can connect you with one of our experienced Sacramento Bankruptcy Attorneys. After you have spoken with one of our Sacramento bankruptcy attorneys, we can schedule you for a free face to face appointment in an office location nearest you. Our team of Sacramento Bankruptcy Lawyers can assist you with all aspects of your bankruptcy or legal debt settlement case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, or would like to learn more about bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment, asset protection, discharging a debt, etc. we can help! We have bankruptcy attorneys located throughout California and Oregon who can assist you with all of your debt resolution questions. Please feel free to complete our free online bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy. We look forward to hearing from you, Sacramento and Roseville!


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July 1, 2010

What is the Purpose of the US Trustee, Sacramento?

A Sacramento bankrutpcy attorney tells Sacramento the purpose of the US Trustee...

The US Trustee is a public official whose responsibility is to ensure that the public interest is being served by the proper administration of all bankruptcy cases. The US Trustee appoints the standing trustees that filers meet about five weeks after filing. If the standing trustee notices fraud or the ability for a Chapter 7 filer to pay a fraction of their debts over a 60 month period then its reported to the trustee where they will litigate and attempt to dismiss the filer. Administration also includes ensuring that filers are paying their fees and submitting all required schedules. The US Trustee is not responsible for any judicial supervision and can be best thought of as a party much like another bankruptcy filer or a creditor.

Because the US Trustee is an independent official the Bankruptcy Court can confine itself to a judicial role while leaving administrative oversight to an impartial party. The US Trustee has no influence on the Bankruptcy Court.

If you have questions regarding Bankruptcy in Sacramento please contact us at (916) 492-6020 in Sacramento or (916) 724-1690 in Roseville for a free consultation or visit www.bkanswers.com and we can connect you with one of our experienced Sacramento Bankruptcy Attorneys. After you have spoken with one of our Sacramento bankruptcy attorneys, we can schedule you for a free face to face appointment in an office location nearest you. Our team of Sacramento Bankruptcy Lawyers can assist you with all aspects of your bankruptcy or legal debt settlement case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, or would like to learn more about bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment, asset protection, discharging a debt, etc. we can help! We have bankruptcy attorneys located throughout California and Oregon who can assist you with all of your debt resolution questions. Please feel free to complete our free online bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy. We look forward to hearing from you, Sacramento and Roseville!


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June 17, 2010

Where is US Trustee’s Office in Roseville?

A Roseville bankruptcy attorney lets you know Where the US Trustee’s office in Roseville is...

If you live in Rosevile, then the US Trustee’s Office which is closest to you is located at 501 I Street, Suite 7-500, Sacramento, CA 95814.

Will my 341(a) hearing be held inside the US Trustee’s Office?
If you are filing for bankruptcy, you will have to attend a 341(a) hearing (which is often referred to as a “meeting of creditors”). You will be meeting with the Trustee who is appointed to your case; however, you are not likely to be meeting with the US Trustee in a private office. Instead, your 341(a) hearing will will be held in a meeting room. For a list of the 341(a) meeting rooms in your area, please click here.

What can I expect at the 341(a) hearing?
Well, first of all, don’t be intimidated by the name of the meeting. Contrary to common belief, the 341(a) hearing is held in a meeting room filled with people rather than a private US Trustee’s Office. The meeting is pretty informal and it lasts about 15 minutes. The trustee will verify your identity and will ask you any questions he or she has about your petition. It is a pretty simple process and nothing to be alarmed by. If you are working with Bankruptcy Law Firm, we will never send you to a private US Trustee Office alone! Your attorney will be present with you.

If you have questions regarding Bankruptcy in Sacramento please contact us at (916) 492-6020 in Sacramento or (916) 724-1690 in Roseville for a free consultation or visit www.bkanswers.com and we can connect you with one of our experienced Sacramento Bankruptcy Attorneys. After you have spoken with one of our Sacramento bankruptcy attorneys, we can schedule you for a free face to face appointment in an office location nearest you. Our team of Sacramento Bankruptcy Lawyers can assist you with all aspects of your bankruptcy or legal debt settlement case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, or would like to learn more about bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment, asset protection, discharging a debt, etc. we can help! We have bankruptcy attorneys located throughout California and Oregon who can assist you with all of your debt resolution questions. Please feel free to complete our free online bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy. We look forward to hearing from you, Sacramento and Roseville!

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June 14, 2010

US Trustee for the Eastern District of California

A Sacramento bankruptcy lawyer provides information on the US Trustee for the Eastern District of California including Sacramento, Roseville, Stockton and Redding.

The Office of the United States Trustee is a component of the United States Department of Justice. The office monitors all bankruptcy cases filed in the District and in that capacity brings actions that are needed to ensure that cases are being handled appropriately under the Bankruptcy Code and the Federal Rules of Bankruptcy Procedure.

If there's any involvement in a bankruptcy case by the US Trustee in the Eastern District of California then you will encounter Assistant US Trustee Antonia Darling, or staff attorneys Judith Hotze, Allan Massey, and Edmund Gee.

Their office is at the U.S. District Court for the Eastern District located at 501 I St., Sacramento, CA 95814.

If you have questions regarding Bankruptcy in Sacramento please contact us at (916) 492-6020 in Sacramento or (916) 724-1690 in Roseville for a free consultation or visit www.bkanswers.com and we can connect you with one of our experienced Sacramento Bankruptcy Attorneys. After you have spoken with one of our Sacramento bankruptcy attorneys, we can schedule you for a free face to face appointment in an office location nearest you. Our team of Sacramento Bankruptcy Lawyers can assist you with all aspects of your bankruptcy or legal debt settlement case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, or would like to learn more about bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment, asset protection, discharging a debt, etc. we can help! We have bankruptcy attorneys located throughout California and Oregon who can assist you with all of your debt resolution questions. Please feel free to complete our free online bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy. We look forward to hearing from you, Sacramento and Roseville!

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June 9, 2010

Who is the US Trustee For Roseville?

A Roseville bankruptcy attorney answers US Trustee questions...

Role: What is the role of the US Trustee in my bankruptcy case?

It is the US Trustee’s job to detect and combat bankruptcy fraud. The US Trustee administering your case will be the person who will review your bankruptcy petition, along with all of your documents, to make sure your information is complete. The US Trustee will be present at your 341(a) hearing, and will be the person asking you any questions about your bankruptcy petition that he/she may have. The US Trustee will oversee your bankruptcy filing until your case is discharged.

Who is the US Trustee for Roseville?

The main US Trustee for the Northern and Eastern Districts of California and for the District of Nevada (or Region 17) is Sara L. Kistler. If you live in Roseville, California, you are within the Eastern District of California. As you can imagine, that is a very large area for one US Trustee to cover all alone! Instead, the US Trustee appoints the trustee who will administer the bankruptcy cases in your local area. The US Trustee appoints a Chapter 7 panel as well as a Chapter 13 panel.

If you live in Roseville, California, then the trustee assigned to your case will be from the Sacramento panel of trustees appointed by the US Trustee. To find a listing of the trustees that will administer Roseville consumer bankruptcy cases, you can visit http://www.justice.gov/ and go to US Trustee Program.

If you have questions regarding Bankruptcy in Sacramento please contact us at (916) 492-6020 in Sacramento or (916) 724-1690 in Roseville for a free consultation or visit www.bkanswers.com and we can connect you with one of our experienced Sacramento Bankruptcy Attorneys. After you have spoken with one of our Sacramento bankruptcy attorneys, we can schedule you for a free face to face appointment in an office location nearest you. Our team of Sacramento Bankruptcy Lawyers can assist you with all aspects of your bankruptcy or legal debt settlement case. If you have questions about filing a Chapter 7 bankruptcy, a Chapter 11 bankruptcy, a Chapter 13 bankruptcy, or would like to learn more about bankruptcy litigation, legal debt settlement, mortgage modification, lien stripping, cram down, stopping a foreclosure, wage garnishment, asset protection, discharging a debt, etc. we can help! We have bankruptcy attorneys located throughout California and Oregon who can assist you with all of your debt resolution questions. Please feel free to complete our free online bankruptcy evaluation and we can quickly determine if you are a qualified candidate for bankruptcy. We look forward to hearing from you, Sacramento and Roseville!

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May 24, 2010

Manadatory Trustee Meetings

A Sacramento bankrutpcy lawyer talks about manadatory trustee meetings

The Bankruptcy Code requires anyone filing for debt relief under Chapter 7, Chapter 13, or Chapter 11 to attend a mandatory meeting called the First Meeting of Creditors. The basic purpose of this meeting is for the trustee appointed to the case to examine the person or business filing for bankruptcy.

The purpose of the examination is to review the petition and validate any nonexempt equity or any prepetition transfers. If the petition states that there is nonexempt equity or prepetition transfers the trustee's job is easy and he will verify whether there are any assets for liquidation and distribution to creditors. If there is then he will file a notice of assets and invite creditors to file claims against the estate.

The trustee will also use the meeting as an examination to determine whether there are assets or transfers not listed on the petition.

Those appearing at the First Meeting of Creditors are under oath and must tell the truth under penalty of perjury. If there are assets or transfers not listed on the petition then two things must be done: 1) the attorney must amend the schedule disclosing the asset or transfer; 2) the trustee will give notice to creditors of unlisted assets.

The trustee will also use the meeting to see whether the attorney prepared the petition with accuracy. Those attorneys performing their due dilligence and fully disclosing the filer's assets and liabilities will be done at the meeting. Those attorneys who fail to list assets or debts will have to correct the mistake and come back a second time.

File your case with an attorney and get everything correct the first time.

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100% Money-Back Guarantee from Sagaria Law

If the courts do not accept your bankruptcy filing because of an error on our part, we will refund 100% of your money, including the filing fee!

At Sagaria Law, PC we want to guide you on the path to financial freedom and realize this is not an easy task for most. We respect your devotion to better your circumstances even with financial hardship and thus are willing to guarantee that if you retain us, we will do everything we can, legally and ethically, to help you become debt-free.

The Fine Print

The Sagaria law guarantee covers everything that a bankruptcy law firm produces in order to successfully complete a bankruptcy filing. We guarantee that it will be done in a manner that is accepted for filing with the bankruptcy clerk's office.

There may be reasons beyond our control that may cause a case to be dismissed. Therefore, the 100% Money-Back Guarantee does not guarantee;

  1. That you will receive a discharge.
  2. That you will receive a discharge of all debts or of any particular debt.
  3. That your case won't be dismissed for reasons not related to the paperwork being accepted for filing.
  4. That you, our client, will successfully complete all of your obligations including accurate disclosure of debts, completing your forms on time and attending your 341 meeting as scheduled.
  5. That you will not lose assets in chapter 7, or that creditors won't successfully argue for the repossession of collateral in chapter 13.
  6. That you will not encounter challenges of any kind to your bankruptcy case.

Take advantage of this offer. Get started now by completing your FREE online bankruptcy evaluation, accessible from our home page.

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